How Do People Afford Plastic Surgery?

If you’re hesitating about pursuing cosmetic plastic surgery because of its cost, you’re not alone. Questions about how people afford plastic surgery are common among the women and men we see at our practice in The Woodlands, Texas. Our goal is to make cosmetic surgery accessible to as many people as possible, which is why we partner with companies that specialize in financing elective procedures.

What’s Included in the Cost of Plastic Surgery?

Modern plastic surgery procedures are more sophisticated than ever, with surgeons using advanced technologies and techniques to deliver superior results. While these innovations have improved outcomes, they have also contributed to rising costs. Common procedures like breast augmentation, liposuction, and facelifts can range from several thousand to tens of thousands of dollars.

When we quote a price after your consultation, it includes:

• Surgeon’s fee
• Board-certified anesthesiologist’s fee
• Implants, compression garments, or other device specific to the procedure
• Prescription medications
• Surgical facility fee

Ensuring price transparency before scheduling your surgery can help you avoid surprises in your bill.

Plastic Surgery Financing Options

We recognize the financial challenges faced by many of our patients and offer financing options to make procedures more affordable. These options allow patients to spread the cost of their treatment over time, making it easier to fit into their budgets.

Common financing options include:

Medical credit cards: The Gill Center partners with various companies that specialize in healthcare financing for qualified patients. These include CareCredit®, ALPHAEON® Credit, and Prosper® Healthcare Lending. Each of these companies offer attractive financing terms that can accommodate the budgets of most of our patients. They often offer promotional periods with low or zero interest rates. Learn more about using medical credit cards.

Bank credit cards: Some patients use their own credit cards to finance their procedures. We accept most major credit cards, including VISA®, MasterCard®, Discover®, and American Express®.

Benefits of Financing for Plastic Surgery

Even though some patients pay cash for their procedures, financing has become a common and popular option for patients on a budget. It offers several advantages:

Timeliness: Instead of waiting to schedule your procedure while saving enough to pay the total cost upfront, financing enables you to establish a budget and undergo cosmetic surgery as soon as possible.

Flexible payment plans: Monthly payments can be tailored to fit your budget.

Preserving savings: You won’t have to drain your bank account. Financing allows patients to keep their savings intact for other purposes or emergencies.

Considerations When Choosing Financing

While financing can make plastic surgery more accessible, it’s important to approach it carefully and not risk defaulting on your loan. Some things to consider include

Interest rates: Compare rates from different financing options to find the most cost-effective solution.

Terms and conditions: Carefully review all terms, including any penalties for early repayment or late fees.

Total cost: Calculate the total cost of the procedure, including interest, to ensure it remains within your long-term budget.

Making an Informed Decision

Choosing to undergo plastic surgery is a personal decision you should make after gathering all the information needed to be confident in your choice. That includes financial details, information about the procedure itself, and what to expect from recovery. While financing can make procedures more accessible, it’s essential to ensure that the long-term financial commitment aligns with your overall financial health.

Start With a Consultation

While cost is important, it shouldn’t be the primary factor that influences your choice of plastic surgeon. Many patients find that the benefits of plastic surgery, such as improved self-confidence and quality of life, are worth the financial investment when they choose a talented, board-certified plastic surgeon with a track record of excellent results. If you’re considering plastic surgery and want to discuss your options with Dr. Paul S. Gill, use the online form to request a consultation or call us at (281) 853-5308.